Susan Ferguson
Sr. Loan Officer
NMLS #316116
With over 37 years of experience in the mortgage industry, I bring unmatched knowledge, dedication and integrity to every client relationship. Throughout my career spanning nearly 4 decades, I have guided thousands of homebuyers and homeowners through the lending process, specializing in a wide range of loan products including conventional, FHA, VA, USDA and jumbo financing for purchase AND refinance purposes. Known for a client-first approach, I take great pride in providing personalized mortgage solutions tailored to each borrower's unique financial goals. Whether working with first-time homebuyers or seasoned investors, I am committed to making the process smooth, transparent, educational and stress-free from application to closing.
Can You Make an Offer on a Pending Home?
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Can you make an offer on a pending home? Learn what pending means, why deals fall through, and how to submit a backup offer in today’s housing market.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How to Use a VA Loan Calculator to Estimate Your Mortgage
Jun 08, 2026
Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.