Susan Ferguson
Sr. Loan Officer
NMLS #316116
With over 37 years of experience in the mortgage industry, I bring unmatched knowledge, dedication and integrity to every client relationship. Throughout my career spanning nearly 4 decades, I have guided thousands of homebuyers and homeowners through the lending process, specializing in a wide range of loan products including conventional, FHA, VA, USDA and jumbo financing for purchase AND refinance purposes. Known for a client-first approach, I take great pride in providing personalized mortgage solutions tailored to each borrower's unique financial goals. Whether working with first-time homebuyers or seasoned investors, I am committed to making the process smooth, transparent, educational and stress-free from application to closing.
Do You Really Need 20% Down to Buy a Home?
May 07, 2026
Explore today’s mortgage down payment options, including low down payment programs that can help qualified buyers purchase a home.
VA Loan Offers: What Home Sellers Really Need to Know
May 05, 2026
Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.
How Do Mortgage Discount Points Work?
Apr 30, 2026
Mortgage points let you pay upfront to reduce your interest rate. Learn how discount points work and whether paying them at closing is right for you.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
