What Our Customers Say About Us

Absolutely the best in the business! I’ve worked with Stephanie on several transactions, many of them complex, and she has been absolutely amazing every single time. She stays in constant communication with everyone involved, real estate agents, insurance brokers, and title companies and always makes sure nothing falls through the cracks. What truly sets her apart is her ability to talk through scenarios, anticipate potential challenges, and come up with smart solutions to make your dreams happen. She’s incredibly responsive, proactive, and genuinely cares about her clients. Both times I’ve worked with her, she closed very complicated loans in record time, surprising even the sellers and agents with how quickly and smoothly everything came together. Stephanie works tirelessly to make sure every document is organized and every detail is right, creating a clean file that moves effortlessly through underwriting. She’s not only an expert in her field, but also a kind, dedicated person who provides the highest level of customer service. I can’t say enough good things about her, she’s the only person I would trust to handle my loans!

BEST MORTGAGE LENDER ever!!! When it came to choosing a mortgage lender, I interviewed at least 5 to 7 different people, and none of them came close to what Stephanie offered. From the moment we connected, I knew she was the perfect fit for me. It honestly felt like we were the same person — she just got me. Stephanie has an unmatched combination of expertise, education, and experience when it comes to mortgages and loans. But what truly sets her apart is how available she is for her clients 100% of the time. Morning, afternoon, even late at night — no matter when I reached out, she was always there. I could contact her by text or phone, and she’d respond immediately, making me feel like I was her top priority. She took the time to always educate me on everything, patiently answering all of my very specific and endless questions. Her ability to articulate complex information clearly and concisely made everything so much easier to understand. Stephanie never hid any details from me, and she made sure I knew exactly what I was doing every step of the way, which made me feel completely in control of the process. Not only did she stay on top of the timeline, but she also handled the preapproval letters for my real estate agent like a pro. She advised me on when it was the best time to lock in our interest rate, especially during a potentially volatile market, and I felt so confident with her guidance. But Stephanie didn’t just help me professionally — she became a true friend. She even attended our signing day to make sure I had all the answers I needed and to offer support in person. If you’re looking for someone who’s knowledgeable, dependable, and genuinely invested in your homebuying journey, Stephanie is your go-to. I can’t thank her enough for everything she did — she made what could’ve been a stressful process an absolute joy.

Stephanie was an absolute delight to work with. She kept me informed on an almost daily basis. She worked extremely fast and made a very tight escrow timeline look easy. I highly recommend Stephanie when you are buying or refinancing a home.

Stephanie was amazing! She was so helpful, and explained every step of the process. I can't say enough good things about my experience with her. She even came to Sacramento to be with me for my signing papers. Every time some glitch would show up she would help talk me through another possibility. Five stars for sure!

Stephanie is excellent! She is smart, communicative and thorough!

Stephanie is a pro: she was in constant communication (even while on vacation), she anticipated our needs, she responded immediately to the needs of the bank, the agent, and the title company. And, Stephanie is a person: she shared her experiences buying a house, she was a sympathetic ear when the process was frustrating, and she worked with our quirks. In short, I would recommend Stephanie in a heartbeat!

We had a wonderful experience working with Stephanie. She was very patient and educated us on the processes we needed to take to achieve our goals. She was always available, honest and efficient. We will definitely use her services again in the future!

We recently worked with Stephanie for our HELOC, and the experience was fantastic from start to finish. She made the entire process smooth and stress-free, answering all of our questions promptly and thoroughly. Her communication was excellent, and we always felt informed and supported. We really appreciated her professionalism, efficiency, and personal touch throughout the process. Highly recommend if you’re looking for a lender you can trust!

wonderful to work with. I had little bit of a difficult and unique situation. Stephanie definitely was able to handle it without requiring me to do a lot of work. She was also easy to contact when I had questions. I'm sure my situation caused some extra frustration for her , However she never expressed any of that frustration and always appeared happy to help .... Thank you Stephanie ....

Stephanie provided a refinancing service for the Hocking Family. She was extremely knowledgeable and got us a great loan rate. She answered all our questions and was prompt with following up. If your looking to get a home loan or refinancing an existing property, we would definitely recommend Stephanie. It was very easy an an absolute pleasure to work with her. 100% will recommend.

Stephanie is the best!!!! She is very organized, efficient and thorough. She is always Available to answer any questions at any time and she is very knowledgeable. I highly recommend Stephanie

Stephanie was amazing! This was the second time we used Stephanie for our loan needs in the past year. As with the prior transaction, from the beginning of the process to the closing, she was so easy to work with. She answered all of our questions timely and thoroughly. She explained what to expect throughout the process and was efficient in all aspects which allowed us to close in record time in both situations. Stephanie is our "go to" person for our mortgage needs and we highly recommend her.

I can't say enough good things about working with Stephanie! She went above and beyond to close my loan in just 8 days, which was absolutely incredible. From the start, she was thoughtful and strategic in understanding my goals, presenting me with various scenarios, and helping me choose the best path forward. Her professionalism and communication were exceptional, and she stayed on top of every single detail, ensuring that all paperwork and next steps were handled smoothly. The entire process was quick, stress-free, and I always felt like I was in great hands. Not only was I impressed, but every person involved—from the real estate agents to the title company—was blown away by her level of professionalism and efficiency. Stephanie's proactive approach meant I never had to worry about a thing. On top of all that, she is truly one of the nicest people you will ever meet. I can't recommend her enough—she's an amazing person to work with!

We are so grateful to have had Stephanie as our loan officer. She guided us through each step of the loan lifecycle process starting with the application, all the way to funding and close. She was always available to answer questions we had (of which there were many) and more so to ease any concerns we had about the process. We were buying a home in SoCal and regardless of the distance she easily developed a relationship with our realtor and collaborated with him on any and all aspects of loan and the sale. She is an expert in her field and goes above and beyond to ensure her client can achieve their goals in the home buying process. We look forward to working with Stephanie again in the future and will be recommending her every opportunity we get.

She made the process an ease! Addressed all my questions quickly and thoroughly and was clearly very knowledgeable. Bonus, she was an absolute delight to work with!! 🙌🏻🙌🏻

Stephanie was amazing to work with throughout the entire loan process. She kept us fully informed and took the time to review each of our considerations. Stephanie is incredibly knowledgeable, and she was able to help us meet our financial goals. Thank you Stephanie!

Stephanie was a dream to work with. I knew she was looking out for us during the entire loan process and I trusted she was doing all she could to navigate obstacles that came up. Her knowledge and support were helpful when I had questions or concerns. Stephanie made us feel like she was doing the loan for herself! Stephanie paid attention to detail, caught mistakes before they were a problem, and kept me informed before I even wondered what the status was of things. I could not recommend working with her enough!

Mrs.Perez did an amazing job for us. She walked us through each step. Every time there was something new she called to let me know and what was the next step. She was always there for us and stayed in touch with us through everything. I had a bad experience with the last person I used and he made me feel like an idiot throughout the home buying process. Mrs. Perez was a breath of fresh air. I will stay in touch with her so when the rates go down we can do business again. I consider her like a friend now. She sent us a card after the process. Great person to work with. Thank you Mrs. Perez.

Stephanie did an excellent job processing our loan. We were under a tight timeline and our escrow needed to close within 18 days. She requested what she needed from us clearly and timely and explained thoroughly the process and responded quickly to questions that we had. Going through the loan process can be stressful yet Stephanie had a calming presence throughout the process. The entire process went exceptionally well, and we closed a few days earlier than the 18 days. She did a great job, and we absolutely would use Stephanie again!